The Pawn or Sell Process

Use your luxury assets as collateral for a short-term loan, ongoing line of credit or inventory loan.

WHAT IS PAWN?

A pawn is a way to get immediate cash by using items you already own as collateral and borrowing money against them. The difference between selling your item and pawning your item is:

Pawn: You own the item and can get it back (or redeem) when you pay back the amount borrowed plus charges which may include service charges and accrued interest.

Sell: You sell your item with the intention of not retrieving it or wanting it back.

What is the minimum and maximum amount of money I can borrow?
Each item is reviewed individually and the loan or sell amount is determined based on the item’s desirability and fair market resale value.

What can I pawn or sell?
Jewelry
Broken Jewelry or Scrap Gold
Fine Watches
Precious Metals and Coins
Loose Diamonds
Luxury Designer Products (handbags & accessories)
Apple Products
Musical Instruments

 

What is the interest rate for my loan?
Max Pawn offers loans which strictly adhere to the Nevada Pawn Code regulated by Nevada Legislature. (NRS: Chapter 646 on the website of the Nevada Legislature)

Pawnbrokers in Nevada may charge and receive interest at the rate of 13% a month for money loaned on the security of personal property actually received in pledge and may not ask or receive a higher rate of interest on any such loan or redemption of personal property.

Promotional interest rates as low as 8% per month may be offered; depending on item, amount and time needed for the loan. Call us to discuss the details.

 

How long do I have to pay off my loan?
Max Pawn offers 90 day loans at the rate of 13% per month. If, at the end of the contractual term of the loan, you don’t wish to redeem your item, you have the option to pay the accrued interest and renew the loan for another 90 days. Your item may be kept in pawn for as long as needed as long as interest is paid as due.

If you do not need the full 90 days to repay the loan, you may redeem your property at any time and will only pay for the time used. Time is calculated in 30 calendar day increments. 1-30 days is 13%, 31-60 days 13% X 2, etc. No payment needs to be paid until the contractual due date of the loan, at which time, the amount borrowed plus accrued interest or accrued interest only is due.

If your do not redeem your item or pay accrued interest, the item will be forfeited and placed in the store to be sold.

 

Do you provide insurance?
Yes. We are insured by Lloyds of London.

 

OUR PROCESS AND WHAT TO EXPECT

Upon entering our store, you will be directed to a private office to meet with one of our Client Engagement team members.

The amount you will be able to borrow is based upon their determination of the value of your collateral. Our staff will provide fair and competitive valuations based on the secondary market value of each asset. Once the loan amount has been agreed upon, a pledge agreement will be prepared for you to approve and sign. The terms of the pledge agreement are regulated by both state and federal laws.

  • Speed, safety and confidentiality are our top priority
  • Your assets are protected by state of the art security
  • Receive funds in minutes
  • No minimum or maximum
  • Friendly and professional staff
  • Private offices

WE BUY JEWELRY, DESIGNER HANDBAGS, WATCHES AND MORE!

If we are interested in purchasing your item(s), we will make you an offer within 1-2 business days from when your email was received. It will be very helpful if you provide as much information as possible in addition to providing clear pictures of your item(s).

 

Please fill out the form below or if you prefer, please text photos to: 702-913-LOAN (5626)



       

      Our Dedication

      We leverage our Team Members' extensive experience in the pre-loved market by conducting authenticity testing, securing
      certifications from trusted third-party vendors, and providing continuous training to ensure our expertise remains up to date.

      To test for authenticity, Max Pawn Luxury partners with third party companies such as Entrupy and Authentic Detective to test the authenticity of shoes, handbags, and jewelry.  Their technologies are designed to identify new and evolving types of counterfeit products, ensuring they can spot even the most sophisticated fakes.

      Handbags & Shoes

      Max Pawn Luxury uses Entrupy to test most of our pre-loved luxury handbags and shoes for authenticity. All of our Team Members are trained on the testing process which involves taking multiple microscopic level photos of the product, its hardware, and any other identifiable elements. Entrupy is on the cutting edge of advanced AI technology and maintains an extensive database of over 25 million images to stay ahead of counterfeiters. It continuously updates its system with new data and discoveries to adapt to the ever-changing counterfeit landscape​.

      In addition, we often check online images and search luxury brand websites to stay up-to-date on which red flags to look for that could indicate inauthentic merchandise.

      Diamonds

      At Max Pawn Luxury, we use state-of-the-art diamond testing machines to test both natural and lab grown diamonds, so our customers know exactly what type of stone is being purchased. We also test for cubic zirconia and other simulated stones.

      In order to provide even more peace of mind, we send any diamond of high quality and grade over 1 ct to GIA for a certified Diamond Grading Report. Any lab grown diamond over 1 ct comes with an International Gemological Institute certified Diamond
      Report       with the report number being laser inscribed on the
      girdle of the stone.

      Gold

      At our stores, we ensure the authenticity and purity of every gold item we handle. We utilize advanced analyzers, which are among the most precise tools available in the industry. These state-of-the-art testers not only distinguish between gold plating and solid gold but also accurately determine the karat weight of each jewelry piece. This rigorous testing process guarantees that every piece meets the highest standards of quality and authenticity before it reaches our customers.

      Collectibles

      Upon acquisition of fine art, sports memorabilia, and other valuable collectibles, Max Pawn Luxury upholds the highest standards of authenticity. Depending on the specific item, we require a Certificate of Authenticity (COA) or equivalent documentation to verify its provenance and legitimacy. This furthers our commitment to offer collectibles that meet the expectations of our discerning clientele.

      Watches

      Max Pawn Luxury utilizes Watch CSA to authenticate its high-end watches, which tests for authenticity and quality. By incorporating Watch CSA’s cutting-edge technology, which combines AI-driven analysis, blockchain-based digital certification, and expert horology, Max Pawn Luxury provides its clients with the confidence that every watch in its collection is genuine.

      Max Pawn Luxury utilizes multiple techniques and technologies to test the authenticity of the pre-loved luxury goods we offer for re-sale. Our money-back guarantee solidifies our commitment and confidence in our authenticity testing methods so customers can rest assured that the merchandise purchased from Max Pawn Luxury is as we describe it.

      All items are pre-owned; certain categories of merchandise are certified as authentic by a third party and Max Pawn Luxury. Trademarks are owned by their respective brand owners. No brand owner endorses or has any association and/or affiliation with Max Pawn Luxury.  Brands identified in our stores and on our website are not Involved in the authentication of the products being sold, and none of the brands sold assume any responsibility for any products purchased from our stores or through the website. Brands sold in our stores and on our website are not partnered or affiliated with the Company in any manner.  *Money back guarantee: If you are not satisfied with your purchase for any reason, Max Pawn Luxury offers a money back guarantee for a full refund. All items must be returned in the same condition as when purchased and in accordance with Max Pawn Luxury’s Return Policy. Some exclusions apply. See Return Policy.